Hola amigos, hope y’all doing bueno today. I got in this loco crash on I‑95 last week—cars spinning, airbags deploying—and now I’m tryna figure out how to deal with insurance companies who are lowballin’ me on medical bills and car repairs. I’m no adjuster, but I wanna get full compensation without getting hustled. I’ve heard insurance folks aim to pay as little as possible, and I don’t wanna end up with nada. Any advice on how to approach this, or who to talk to? Thanks much, stay safe on the roads!